58%
of Gen Z respondents said they left school without financial education.
Compare the Market, Household Budget Barometer 2026 REAL LIFE. REAL MONEY. REAL KNOWLEDGE.
Financial literacy
for the next generation.
Helping young Australians navigate money, work and the economy with confidence — through financial education that goes beyond the classroom.
BUILT FOR AUSTRALIAN SECONDARY SCHOOLSSCROLL TO EXPLORE ↓
MONEY FUNDAMENTALS ✳ WORK & INCOME ✳ SUPERANNUATION ✳ BANKING & CREDIT ✳ TAXATION ✳ THE ECONOMY ✳ MONEY FUNDAMENTALS ✳ WORK & INCOME ✳ SUPERANNUATION ✳ BANKING & CREDIT ✳ TAXATION ✳ THE ECONOMY ✳
01 / THE CHALLENGE
The world of money is changing.
Education needs to keep up.
Rising living costs, persistent inflation and growing financial pressures make financial decisions increasingly complex for young Australians. Practical understanding matters more than ever.
94%
of 16–24 year olds believe financial literacy should be taught in schools.
Financial Basics Foundation / Australian Retirement Trust, 202642%
of 14–17 year olds feel confident managing their money.
ASIC National Financial Capability Survey 2021OUR PURPOSE
cogno bridges the gap between classroom learning and real-world financial understanding.
Designed to complement national curricula with practical financial education that empowers students to make informed decisions throughout adulthood.
02 / WHAT WE TEACH
The money stuff
everyone should know.
Six essential areas. Practical, relevant content built around the financial decisions students will face beyond school.
01
Money
fundamentals
How money works, earning income, budgeting, spending and cash flow.
02
Work &
income
Getting a job, understanding your payslip, workplace rights and responsibilities.
03
Superannuation
What it is, how it works, why it matters and how to make it work for you.
04
Banking &
credit
Everyday banking, payment options, credit, debt and building a strong credit profile.
05
Taxation
The basics of tax, how it applies to your income and what you need to do.
06
The
economy
How the broader economy works, including inflation, interest rates and their real-world impact.
03 / HOW IT WORKS
One program.
Two powerful phases.
An engaging in-school presentation, followed by interactive online learning to reinforce understanding and build lasting confidence.
◉
PHASE 01● ● ● ● ●
● ● ● ● ●
● ● ● ● ●
01 / IN PERSONIn-school
In-school
presentation.
A dynamic, two-hour session delivered at your school, bringing real-world financial knowledge to life.
02 / ONLINEInteractive
Interactive
learning module.
Students receive access to a bespoke, self-paced online module that reinforces and expands on the key learnings.
↗ REAL-WORLD CONTENT◎ PRACTICAL & RELEVANT✳ ENGAGING & INTERACTIVE＋ BUILDS CONFIDENCE
04 / EXPRESSIONS OF INTEREST
NOW ACCEPTING INTEREST FOR 2027
Bring cogno
to your school.
We're currently taking expressions of interest from Australian secondary schools for 2027. Register your school's details and we'll be in touch to discuss the program.
↗
Registering your interest is an enquiry, not a booking or commitment.
Register your interest.
Tell us a little about your school.
THE NEXT GENERATION DESERVES BETTER FINANCIAL KNOWLEDGE.